# BestCyber

> BestCyber is a cyber liability insurance information and preliminary pricing-indication experience operated by WJB Services, Inc. dba Bollinsure Insurance Services. The site explains cyber coverage, cost drivers, carriers, industries, claims, glossary terms, and quote intake for businesses seeking independent broker market access.

Contact: 310-804-5017 - quotes@bollinsure.com

## Primary Pages

- [BestCyber](https://bestcyberliability.com/): cyber liability overview and quote entry point.
- [Coverage guide](https://bestcyberliability.com/cyber-liability-insurance): plain-English cyber liability insurance guide.
- [What's covered](https://bestcyberliability.com/coverage): first-party and third-party cyber coverage areas.
- [Cost](https://bestcyberliability.com/cost): cyber insurance pricing factors and preliminary indication context.
- [Carriers](https://bestcyberliability.com/carriers): cyber carrier and program market panel.
- [Industries](https://bestcyberliability.com/industries): industry-specific cyber risk profiles.
- [Glossary](https://bestcyberliability.com/glossary): cyber insurance terms.
- [Quote](https://bestcyberliability.com/quote): intake for a preliminary pricing indication.

## Important Notices

- Pricing indications are preliminary estimates, not offers of insurance.
- Coverage availability, pricing, issuing paper, carrier appetite, financial-strength ratings, limits, retentions, and policy terms can change.
- Carrier names, ratings, and appetite notes are reviewed for market context and confirmed before placement.
- Businesses should contact Bollinsure for binding, formal applications, coverage review, and carrier-specific terms.

## Public Source Baseline

- IBM Cost of a Data Breach: https://www.ibm.com/reports/data-breach
- FBI IC3 annual reporting: https://www.ic3.gov/AnnualReport/Reports/2024_IC3Report.pdf
- HHS HIPAA Breach Notification Rule: https://www.hhs.gov/hipaa/for-professionals/breach-notification/index.html
- FTC Data Breach Response guide: https://www.ftc.gov/business-guidance/resources/data-breach-response-guide-business
- AM Best Financial Strength Rating guide: https://www.ambest.com/ratings/guide.pdf